The www.effortlessrizq.com website (the “Site”) is owned and operated by Effortless Rizq Ltd (“EFFORTLESS RIZQ,” “we,” or “us”). By using this Site, you agree to comply with and be bound by these Terms & Conditions, as well as our Privacy Policy and any other legal notices, disclaimers, or policies that may appear on the Site or be communicated in connection with our services.Your use of this Site, and any content, products, or services accessed through it — including but not limited to digital downloads, email communications, and spiritual content — constitutes your full acceptance of these Terms.1. Changes to Terms
We reserve the right to change these Terms & Conditions at any time. If we do, we will update this page with the revised terms. Continued use of the Site after any changes are posted will be deemed acceptance of those changes.2. Intellectual Property
All content on this Site — including text, graphics, videos, PDFs, audio, teachings, and program materials — is owned by or licensed to Effortless Rizq Ltd and protected under international copyright and intellectual property laws. You may not copy, reproduce, republish, distribute, or exploit any content without express written permission.You are granted a limited, non-transferable license to access and use this Site for your personal, non-commercial use only. You agree not to modify or create derivative works based on our materials.3. User-Generated Submissions
If you share testimonials, feedback, stories, or media with us (whether via email, social media, or forms), you grant us an irrevocable, worldwide, royalty-free license to use, reproduce, display, and distribute your content for marketing, promotional, or educational purposes — unless explicitly stated otherwise by you in writing.4. Disclaimers
The ideas shared on this Site — including those related to wealth, dua, energy, mindset, and rizq — are rooted in personal experience, interpretation of spiritual texts, and reported transformations from our audience.However, we do not provide financial, medical, or legal advice. The material presented is for educational and inspirational purposes only and should not replace personal consultation with a qualified professional.We make no guarantees about specific results. Each person’s rizq (sustenance) and life circumstances are unique, and outcomes may vary based on effort, belief, timing, and divine will.All content is provided “as is” without warranties of any kind, express or implied.5. External Links & Third-Party Content
This Site may contain links to third-party websites. We are not responsible for the content, services, or privacy practices of those sites, and inclusion of links does not imply endorsement.6. Purchases & Refunds
Any digital purchases made through Effortless Rizq are subject to the individual refund policy listed on the product page. Unless stated otherwise, all digital products are non-refundable due to their immediate access nature.If a refund policy is provided, you must meet its criteria within the given timeframe to be eligible.7. Conduct & Use of Site
You agree not to:Use the Site for unlawful purposesTransmit any content that is harmful, abusive, defamatory, or otherwise inappropriateImpersonate any individual or entityAttempt to hack, disrupt, or overload our systems or servicesHarvest or collect personal information of others without consentViolation of these terms may result in your access being terminated, with or without notice.8. Limitation of Liability
In no event shall Effortless Rizq Ltd or its affiliates be liable for any direct, indirect, incidental, or consequential damages arising out of the use or inability to use the Site or its content — including damages for loss of income, data, or well-being — even if we have been advised of such possibilities.9. Governing Law & Disputes
These Terms shall be governed by the laws of the Province of Ontario, Canada. Any disputes shall be subject to binding arbitration in Toronto, Ontario. You agree to resolve any claim on an individual basis and waive any right to participate in class actions or consolidated claims.10. Contact
For any questions related to these Terms & Conditions, contact us at:
📧 [email protected]